The
Pre-Existing Condition Exclusion is waived if you purchase
the plan within 7 days of your initial deposit/payment
for your trip and you are not disabled from travel at
the time you pay for the plan.
CIE
Tours Travel Protection Plan Benefits
Part
A - Travel Arrangement Benefits
(Part A Benefits are provided by CIE Tours)
Trip
Cost - Pre-Departure Trip Cancellation
If you have to cancel your trip due to a covered Injury,
Sickness or death - your own or that of a Traveling Companion
or an Immediate Family Member - or for Other Covered Events,
as defined, you will be reimbursed up to the trip cost
for cancellation charges imposed on travel arrangements
provided by CIE Tours and/or an airline providing direct
air flight to and from your scheduled land tour departure
and return cities (even if the flights are not booked
by CIE Tours), provided the flights are within 7 total
days of the land tour dates.
Part
B - Travel Insurance Benefits
(Part B Benefits are provided by the Insurance Companies
listed below)
Trip
Cost - Post-Departure Trip Interruption
If you must interrupt your trip after departure due to
a covered Injury, Sickness or death - your own or that
of a Traveling Companion or an Immediate Family Member
- or for Other Covered Events, as defined, you will be
reimbursed for the unused, non-refundable land arrangements
and the additional transport costs to return home or to
rejoin your trip (limited to economy one-way airfare or
first class, if original tickets were first class).
Trip
Cost - Delayed Arrival
You are reimbursed for the additional transportation expense
paid incurred and/or the unused, non-refundable land arrangements
if your arrival on your tour is delayed beyond your scheduled
arrival date, because of delay or cancellation by an air
carrier due to inclement weather, mechanical breakdown
or organized labor strike.
$500
Travel Delay
Provides benefits up to $100 per day for reasonable additional
hotel accommodations, meals, telephone calls, and local
transportation until travel becomes possible if you are
delayed for more than 12 hours due to a covered reason
such as common carrier delay; Injury, Sickness or death
of you or your Traveling Companion; quarantine; loss of
passport, travel documents or money; natural disaster;
or road closure by a government authority due to adverse
weather conditions.
$25,000
Accidental Death & Dismemberment
These benefits are paid if loss occurs within 365 days
of a covered injury which occurs while on a CIE Tours
trip.
$25,000/$50,000
Medical Expense/Emergency Assistance
Provides reimbursement up to $25,000 for reasonable and
customary medical expenses incurred within 365 days of
a covered sickness which occurs while on your trip and
for emergency dental treatment received during your trip;
up to $50,000 for the costs of emergency transport to
home or an appropriate hospital, including escort expense
(both, if deemed necessary by the attending physician),
for a covered Injury or Sickness which occurs while on
your trip; or the cost of homeward carriage if deceased.
$2,000
Baggage and Personal Effects
Coverage for direct physical loss or damage to your baggage,
passport or visas while on your trip. A $500 maximum limit
applies to jewelry, gems, watches, cameras and camera
equipment; digital or electronic equipment; and furs -
a $250 per article limit applies to all other items.
$250
Baggage Delay
If, while on your trip, your baggage is delayed for 24
hours or more, we will reimburse you up to $250 for the
purchase of necessary additional clothing and personal
articles.
Exclusive
Family Protection
Children 12 and under receive full coverage at no additional
charge when all accompanying adults purchase the plan.
Travel Protection Plan Terms,
Conditions & Limitations
Certain
exclusions and limitations apply and are detailed in the
Certificate of Coverage. For example, coverage does not
apply to: any sickness or condition of you, a Traveling
Companion or an Immediate Family Member traveling with
you that existed during the 60 days prior to the effective
date of the coverages (this exclusion is waived if you
purchase the plan within 7 days of your initial deposit/payment
for your trip and you are not disabled from travel when
you make your plan payment), suicide, normal pregnancy,
war or any act of war, mental or nervous disorders. Other
Covered Events, as defined, includes the following events
or their consequences: Post-Departure Trip Interruption
due to cancellation of arrangements by an airline due
to strike, mechanical breakdown of the aircraft on which
you are scheduled to travel or bad weather; Trip Cancellation
or Interruption due to a documented traffic accident while
en route to departure; jury duty; destruction of your
residence by a natural disaster; or a documented theft
of passports or visas. Immediate Family Member means the
following relatives—yours or those of your Traveling
Companion—spouse, child, spouse’s child, daughter-in-law,
son-in-law, brother, sister, mother, father, grandparent,
grandchild, step-brother, step-sister, step-parents, parents-in-law,
brother-in-law, sister-in-law, aunt, uncle, niece, nephew,
Domestic Partner, guardian or ward. A Traveling Companion
is defined as a person booked to share accommodations
in the same room with you during your trip. Sickness or
Injury must require care by a Physician and must commence
while the Travel Protection Plan is in effect for you.
This plan does not cover a loss that results from an illness,
disease, or other condition (of you, an Immediate Family
Member, Traveling Companion or Business Partner), event
or circumstance which occurs at a time when this plan
is not in effect for you.
For
more information or if you have any questions,
please do not hesitate to call Jan Case at 410.280.3945
or email info@oysterboys.com
(please copy emails to janmcase@aol.com
to ensure receipt of your correspondence).
printer
friendly version
